Buy a Lottery Ticket – It's OK to Dream!

Like many other dreamers out there, I like to buy lottery tickets. Sure, I know that I will probably never win anything other than some free tickets or a measly $5 prize, but hey, I don't care. I love waking up in the morning and retrieving the newspaper and then opening it up to the page that reveals last night's winning lottery numbers. The anticipation is so exciting, especially if the first number that you notice is one of the numbers that you picked! The cold, hard reality does eventually settle in, as you later realize that you didn't match any of the other numbers, but hey, it was an exciting 10 seconds, wasn't it? I can dream, can't I? Hey, somebody has to win, right? Why can't it be me? Why can't it be you? Why can't it be your mother? Why can't it be your father? Why can't it be your girlfriend or boyfriend? It has to be SOMEBODY!A friend of mine ridicules me for wasting a couple dollars a week on these tickets. Meanwhile, he spends about $10 a week on Twinkies and soda pop. How can you make fun of me for throwing away $3 a week on lotto tickets while you spend $10 a week on CRAP?! Hey, at least these lotto tickets won't turn me into an obese creature! In my opinion, HE is the one wasting money! Buying that junk does you absolutely no good. It's only good for curing your late night …

Lottery Success : Five Ways Your Life Would Change by Winning the Lotto

A rags to riches story is best summarized by growing up in a run down shack to somehow making it big and becoming Oprah. Well unfortunately, not all of us are African American women who strive to hit it big in the media. Perhaps you have basketball talent so maybe you play well in high school, earn a scholarship, get drafted into the NBA, and go all the way to the NBA finals. It's a nice dream to have, but it's highly unlikely.So what's the next option: sell your body on the streets (it's generally frowned upon and illegal for the most part) or maybe become a drug dealer (your fiance's in-laws probably won't approve). No the answer is winning the lottery.

Winning the lottery for some is the American Dream, it is the ultimate rags to riches story, the fantasy that tops all fantasies. What we don't realize is how different things would be if we actually hit the Mega Millions. Imagine winning over 200 million dollars, impossible maybe, but what if one day it happens and you win it, what does it mean exactly?

Well here are 5 ways your life may and most likely will change.

  1.  Bills, Bills, Bills

Are you thousands of dollars in debt, do you have dozens of unpaid parking tickets, what about your mortgage or car payments, your little fiasco at the local strip club, your boatload of crap that you bought from QVC, the Home Shopping

Winning the Lottery and Living the Life

On June 2nd, a lucky person in Ohio hauled in the $261 million Powerball jackpot. Every time I hear stories like that I imagine how great it would be to win the lottery, and it comforts me to know that however slim the possibility, it could happen. I usually play a few scratch lottery tickets, and I’ll play Powerball when it gets to its higher amounts. Each time I buy a lottery ticket I check out the websites shortly after the draw to see how I did. So far I’ve only won a few bucks. Still, it’s nice to think about winning. What would I do? Here are five things I would do if I won the lottery.1. Pay off debt

I’d say good-bye to my student loans, car loans, and other debts if I won the lottery. I’d make sure my credit report showed 0 balances on every account. I’ve spent years rebuilding credit in the past, so it sure would be nice to have elite credit for once. I’d pay money I owe people as well, with interest. Debt is a major stressor in life, and getting rid of that has to one of the best feelings in your financial life.

  1. Take care of the family

After winning the lottery, I’d treat my parents, siblings, and other family members to a great dinner at somewhere flashy. Then, I’d send my parents on a dream vacation and buy them a house they could retire in. I’d give my siblings …

On Winning the Lottery – Mine I Tell You

Honey, I won the lottery. What do you mean WE won the lottery? Nah, get that straight, it's "I" won the lottery. Ooops, should I remind you of those papers you signed? The ones that were a prenuptial that entitles you to nothing less, and nothing more than a bit of lint from my belly button, some neosporin because well you're uhmmm, f****d (this is a G rated site trying to keep things clean here) for the chaffing, and a save the tatas sticker I got for free when I went to Cancun with your best friend. (Don't be jealous, I trust(ed) you, so that should mean you would trust me…right?)Geez, what's a guy gotta do? Put soap in your mouth? Hmmm? No need to curse, there's no doubt you're upset, you should have thought better before you went visiting the neighbor…for sugar (though there was plenty in the larder). Tell you what? I'll forward to you a check to pay for the plastic surgery you'll need to become perfect. Remember all our conversations regarding being just "right". Making an effort wouldn't have hurt. So, as you know, this is my attempt to help you along. No need for an effusive thank you, I know you're grateful. (Did you hurt your finger? Why are you showing it to me?)

Yes, yes, I know that you thought I was the one that needed to put in the effort, fix this, fix that, but alas, I've got money now, I AM now …

You Won the Lottery? What's Next?

What To Do After Winning The LotteryBy Shirley HillYes, we all know that it's a pipedream for most but then there are that small percentage that do win. Where do you go from there?

First on the agenda would be to jump, scream, hug the person closest to you and then call your Mother. Now it's time to get serious.

Although you are pretty anxious to get a hold of "your" money, stop! A lot of winners have waited from a few days to two weeks because they are getting some very important legal advice. Before you rush off and end up on the list of sudden millionaires who are left penniless, follow some vital steps in securing your newfound wealth.

  • Keep your ticket safe. People have kept it in strange places such as sock drawers, under their pillows and the best place, a safe deposit box.
  • You haven't won until you collect the money. Instead of rushing right out and quitting that job, take a little vacation or sick leave time without spilling the beans. The fewer people that know that you're a future millionaire, the better!
  • Find yourself some people that you can trust. This means accountant, financial advisor and definitely a lawyer! Most of us do not know these type of professionals so talk to others that you know and trust that do use these kinds of people on a daily basis. If even your friends and family don't know these type of people, find yourself a

NBA Draft Lottery History: A Numerical Look at Past Success

Since 1990, the NBA switched to a weighted lottery system, giving the team with the worst record during the regular season the best chance at landing the first pick. While the NBA Draft Lottery has undergone various modifications over the years, the system has become the most fair, if not most semi-exciting, method in determining the draft order for the non-playoff teams.Take a look back at the history and numbers of the draft, who has been the luckiest, and some interesting factoids of a day that can change the lives of NBA franchises.

3: The most times a single team, the Orlando Magic, has won the NBA Draft Lottery since the change to the weighted system in 1990, including two straight years in 1992 and 1993.

3: The number of times the team with the worst record and highest probability of winning the number one pick actually wins the pick (New Jersey Nets in 1990; Cleveland Cavaliers in 2003; Orlando Magic in 2004).

5: The 2nd-worst record has won the NBA Draft Lottery more than any other spot on the “worst-record” totem pole.

7: Ever since the 1990 NBA Draft Lottery, this is the number of players who were selected with the first pick and have not yet made an All-Star team (Joe Smith, 1995; Michael Olowokandi, 1998; Kwame Brown, 2001; Andrew Bogut, 2005; Andrea Bargnani, 2006; Greg Oden, 2007; John Wall, 2010).

1.52%: Despite only having one lottery chance in the 1993 NBA Draft …

How to Beat Your State Lottery

In order to understand how to beat your state lottery, you need to understand the lottery first. My Uncle loves the lottery. He calls it a voluntary tax. He's right, too! No one forces anyone to buy a ticket and play. But that dollar (or five, or ten or more) is most surely a non-deductible contribution to the state treasury.We all have heard one wag or another compare winning a big grand lottery prize to some never-going-to-happen event. For some reason being hit by lightning while doing some oddball activity seems to be a favorite. Since I'm not likely to deliver twins while being struck by lightning and drinking a diet soda, either; let's look at some numbers.

New York State has a wonderful website that publishes the odds of winning for their games. We'll use their stats.

For the Lotto numbers game where you have to match six numbers out of the pool, your one dollar gets you one chance out of 22,528,737 to win that big prize. Of course, your odds on winning any one game is double that ( one out of over 45 million!) since New York lovingly gives your two games for a buck! And every time that the jackpot increases (that means no one won), it will cost you another buck to try again. Same odds on the next drawing, but you now have money money in the game. How many players do you know who play only one dollar per week?

Then there …

Breaking Down the 2014 NBA Draft Lottery

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Since 1985 the NBA has done the draft differently from other major sports. Former Commissioner David Stern decided to introduce the lottery that season. The teams with the 14 worst records are all entered into the lottery and the teams all have a chance at the coveted top pick. Historically in the past 29 years, the team with the worst record has only won the lottery 4 times. The teams with the worst record have the greatest chance at winning the lottery per say, but in the end all they have is a chance. The better your record the slimmer your chances, but in 1993 the 11th worst team won the lottery that year. The team with the 3rd worst record has won the lottery the most, 7 times. The Clippers are not in the lottery but have won it the most, 4 times. The last 2 lottery winners (Cavaliers and Pelicans) are still a part of the process and are once again returning to try and win the lottery again. This year’s draft has a deep talent pool and these are the teams in it, in order of the worst records.

  • 1. 1. Bucks: 25% chance to win first pick. The Bucks will pick no later than 4th. Team needs are at SG and SF.
  • 2. 2. 76ers: 19.9% chance to win first pick. The 76ers will pick no later than 5th. Team needs are at SF and SG.
  • 3.

If I Won the Lottery

If you won the lottery
what whould you do?
That was the question
the interviewer asked.
If I had lots of money?
I said, I would build
a playground /museum
for autistic kids
and the disabled kids.
Play, have a good time,
laugh, eat good food.
"A joyful heart is good medicine"
says proverbs.
She said go play the lottery. …

Gambling: Why We Repeatedly Buy Lottery Tickets Despite Unfavorable Statistics

Each year, millions of lottery tickets are purchased across the United States with only a handful of winners privileged to benefit from the fruits of their “labors”. For many American lottery players, there is a mental theory known as the “gambling fallacy” in which the gambler often feels their continued loss of lottery play only means they are growing closer to a win. This cognitive confusion, then, turns to loss in millions of dollars with many Americans unknowingly falling into a gambling addiction.So, why do we gamble and play the lottery? Often, we do not realize the full cost of lottery play because we perceive the small payment to secure a ticket a negligible loss when compared with the grand pay out. We are also simply ignorant of the laws of probability, believing we have a greater opportunity for winning a larger lottery pay out as the pot continues to grow week after week. In fact, statistically, we have a one in about 14 million chance of winning any lottery that requires the correct match of six numbers out of 49, the most common requirement of lottery play.

Even when faced with these statistics, many lottery players continue to play the lottery, purchasing their dollar tickets, week after week. Believing in their own luck and destiny, lottery players are often enticed by the stories of other lottery winners and fall prey to televised lottery drawings.

Oddly enough, these same lottery players will commonly use the same numbers week after week. …