Lottery Scams: What You Should Know

They send you out the letters which at first glance look official, saying you are a winner in a lottery. They will also enclose a check or a cashier's check to help you pay for taxes on the lottery. Everything looks so correct and you start to get excited because you won the lottery! But this is probably a scam.How the process works

They send you the letter with the check. They also congratulate you on winning a lottery. These lotteries usually never exist, and if they are real lottery you probably never entered them. They tell you in the letter that all you have to do is cash the check and send them the money back by Western Union to pay for your taxes on your winnings. Once they receive the money for the taxes they will send you another check with the balance of the winnings. These checks are usually under $5000 that they send you to cash so that the banks or Western Union don't get suspicious. They give you a number to call for further instructions and questions. The check that they usually send has a name of a real bank, but if you call the bank, they will tell you that the money isn't in there to cash the check.

How the scammers make money, and How you lose money

If you take the check and cash it, you may get the cash for it. Once the back finds out that the check is no …