Lottery Scams: What You Should Know

They send you out the letters which at first glance look official, saying you are a winner in a lottery. They will also enclose a check or a cashier's check to help you pay for taxes on the lottery. Everything looks so correct and you start to get excited because you won the lottery! But this is probably a scam.How the process works

They send you the letter with the check. They also congratulate you on winning a lottery. These lotteries usually never exist, and if they are real lottery you probably never entered them. They tell you in the letter that all you have to do is cash the check and send them the money back by Western Union to pay for your taxes on your winnings. Once they receive the money for the taxes they will send you another check with the balance of the winnings. These checks are usually under $5000 that they send you to cash so that the banks or Western Union don't get suspicious. They give you a number to call for further instructions and questions. The check that they usually send has a name of a real bank, but if you call the bank, they will tell you that the money isn't in there to cash the check.

How the scammers make money, and How you lose money

If you take the check and cash it, you may get the cash for it. Once the back finds out that the check is no …

Dealing with Increased Pre-Flop 3-Betting in Internet No-Limit Hold'em Games

It’s pretty common knowledge in the sotongdewa community that online poker games are usually much more difficult than live games at similar stakes. For example, $1/2 no-limit hold’em games are fairly difficult while $1/2 live no-limit hold’em games are typically very, very soft. Because of this, new plays that become popular in Internet games don’t always cross over to live games because the players simply aren’t difficult enough to play against to warrant advanced strategies. One mode of play that has become commonplace in Internet hold’em games that isn’t particularly popular in live games of similar stakes is 3-betting or re-raising the initial raiser pre-flop with a wide range of hands. Here we’re going to look at why people have shifted towards this hyper-aggressive style of pre-flop play on the Internet, and what you can do to defend yourself from it.The general scenario plays out like this. It folds to a tight-aggressive player in the cutoff seat (one off of the button) who open-raises to three and a half times the big blind. The button looks down at something like Queen-Nine suited, and makes a 3-bet to twelve big blinds. The blinds fold, and the cutoff folds as well, and the button takes down a nice profit from a hand that didn’t even see the flop. The reason this play works is that the cutoff knows he should be open raising a wide range of hands in such a late position. If the button is aware of this, and also …

Playing the Lottery Offers More Than Just Potential Monetary Benefits

For years, we never played the lottery. My parents didn’t play, my wife didn’t play, and I didn’t play. I considered it (and still consider it in a way) a waste of money. However, lately, we have played the lottery on several occasions.

While we’re not habitual lottery participants, typically only playing the Mega Millions when there is a large jackpot, we’ve found that there are certain peripheral benefits that surround playing the lottery.

Why not?

It only takes a dollar to have a chance of winning big in the lottery, and if we have a buck to spare, we figure, why not? The benefits far exceed the financial downsides. Plus, its fun to dream of what we might do with that money should we win. But there is more to playing the lottery than just the dreams the process invokes. And part of the process of playing can help us with the planning of our financial future.

A focus on financial planning

Maybe the most valuable aspect of playing the lottery – even when we don’t win – is the opportunity it provides for financial planning. Considering what we’d do with a million, ten million, a hundred million dollars or more is a good exercise in financial planning. Deciding how that money would be divvied up between debt reduction, savings, real estate, investments, and more can indicate where and how money should be allocated on a smaller scale. It can also help determine risk tolerance as well as how …

Top 10 Movies About or Set in the World of Gambling

The World Series of Poker is in full swing in Las Vegas as I write this and its popularity is rising with each passing year. ESPN shows the tournament ad nauseum through the course of the year and people continue to tune into it episode after episode and will likely do so when the new tournament is shown later this summer.In the spirit of the topic I thought it would be fun to pick the 10 best movies either about gambling or set in the gambling world that are worth checking out. Often times the poker played in these films is the stuff of pipe dreams with winning hands beating sometimes near unbeatable hands. The last James Bond film, Casino Royale, ended with a poker hand in which the fourth or fifth best hand is something a commoner like you or me would dream of. The odds of this actually happening are greater then winning the lottery or getting struck by lightning but, hey, it’s the movies so we go with it.

Before I start I wanted to list the absolute worst gambling film ever made:

FEVER PITCH (1985 – Director: Richard Brooks) – Not to be confused with the funny Jimmy Fallon baseball comedy of a few years ago, this dud was the cinematic swan song of writer/director Richard Brooks who crafted out a long and successful career with such movies as Cat on a Hot Tin Roof, Blackboard Jungle, Elmer Gantry, The Professionals, and In Cold Blood. Brooks’ …

The Non-gambler's Guide to Las Vegas

Vegas is to gambling what Vatican City is to Catholicism. But just like Vatican City gets its fair share of non-Catholic visitors, Las Vegas, too, can be a fun playground for the traveler with little interest in the slots and table games.

Mandalay Bay: Stay in the affordable Lap of Luxury

After staying at other venues in and around Las Vegas, the Mandalay Bay is indeed the best hotel around. Make it your home base. It used to be one of the most expensive properties around, but management is working hard to usher in the recession-weary traveler. Room rates vary, but it is possible to get a nice accommodation for $80 a night with a complimentary buffet meal tossed in. Promotions change, so be sure to check in with the hotel often.

Shark Reef Aquarium at the Mandalay Bay

Some 2,000 animals share a number of exhibits. This is not your typical aquarium, of course. Children between five and 12 enter for $12, while adults over 12 pay $18. Truly fearless souls pay $650 to SCUBA dive into the 1.3 million gallon exhibit known as the "Shipwreck." Swimming with you are 30 sharks. All others enjoy the exhibits from the safety of the observation area that mimics a sinking temple. It is the kind of experience you will remember for a long time to come.

Satisfy that inner Car Guy (or Gal)

Ride up to the fifth floor of the Imperial Palace's parking structure. Usually the admission is $8.95 for …

I Win the Lottery Every Day

Sounds fishy, doesn't it? Yet according to my e-mail, I win the lottery almost every day. I have pasted some of these fraudulent e-mails below:OFFICIAL PRIZE NOTIFICATION

After a successful completion of the draws of the MICROSOFT EMAIL PROMO
Held on the 1st Of March 2008, your e-mail address, attached to
Winning numbers 🙁 23) (77) (04) (57) (33) (170) won in the Tenth
lottery Category.

You have therefore been approved to claim a total sum of £150,000,00
(One Hundred and Fifty Thousand British Pounds Sterling) in cash
credited to file REFNO:MSW-L/007-28793,BATCH NO:2008MJL-05.All
participants were selected through our Microsoft computer ballot system
drawn form 142,000 Names, as part of our International "E-MAIL"
Program for our prominent MS-WORD users all over the world and for the
continuous use of the internet.

You are advice to contact the claims processor with the details below:
Mr. Andrew Peters


  1. Full Name ………………………………
    2. Address:………………………………
    3. Phone: …………… Fax:……………
    4. Country:………………………………
    5. Sex…………………………………….

Yours Faithfully,
Mrs. Pamela Williams

My Dear Loved one,

Calvary greetings in the name of the Almighty, Getting your
contact was not an easy task because since I am not computer
literate, I ordered an expert to seek a fellow very far away
and he went to the institute of International Business to
apply before i could reach you. I shall make every detail
simple and available to you as you progress with the work…

Gambler's Plight

I sit and stareAt spinning reels

Hoping matching symbols appear

Jackpot melody triumphantly playing

Big sums of money attendant paying.

But all I get

Is more of the same

Nothing paying,

just sit there playing

Knowing that it isn't right

I withdraw more money

And worsen my plight.

I think I'm worth it

I work so hard

Just a little reward

It will be alright.

I withdraw more money

And worsen my plight.

Live for today, not tomorrow

For a gambler like me

Can bring much sorrow

No money for rent

Or to eat next week

doesn't mean a thing

I withdraw more money

And worsen my plight.

But it's not too late

To change my ways

Stay out of casinos

And keep my pay.

No more withdrawls

For spinning reels

And empty dreams.

This future of mine

It can be bright

It's just up to me

To change my plight.…

Five Ideas for Lottery Winners

First thought when hearing the word lottery: money. Second or third thought? Cars, houses, vacations; materialistic ideas that are closely associated with winning any large sum of money. What would you do if you were to become one of the few who have won the lottery?With money comes power. You can change your life for the better or the worst. The logical thing to do would be to put a certain amount aside so that you won't have any expenses to pay the rest of your life. But what's the fun in that? You only live once, and how many people get this opportunity? Go crazy; make memories that will last longer than your money ever could.

First thing to do on my list would be travelling. Hitting all of the main tourist attractions around the world would be necessary, but also exploring and discovering would be a rewarding adventure. Imagine finding a private oasis beneath the undercover of menacing, towering trees off of a worn dirt path. Breathtaking sights are waiting to be unveiled.

Winning the lottery would allow you to buy virtually anything. Designing your own amusement park would be an interesting idea, especially since you could afford to switch what rides are available or what entertainment is performing. Being an artistic person, I'd want to build my own house on a unique spot of land. The possibilities of buying and building seem to be never ending.

Third activity on the list would be using the money to …

Gambling – Sin, Sickness or Fun

Most things in life are a gamble. We plan from day to day and we make plans for the future. Plans are a gamble because we cannot predict the future. If all the plans come together, then the gamble has been successful. When a person makes a plan for tomorrow, one gamble would be that he/she wakes up tomorrow.According to The Merriam Webster Dictionary, gamble, as a verb, is to play a game for money or property; bet; wager; venture. Gamble, as a noun, is a risky undertaking. We all gamble on the unknown stumbling blocks of the future.

Is Gambling a Sin?

The Bible doesn’t come right out and say that gambling is a sin. There are several verses that mention money, i.e. the love of money is a sin. (1 Timothy 6:10; Hebrews 13:5). Gambling to beat the odds, to win “easy money”, could be considered a sin.

Is Gambling a Sickness?

Gambling, itself is not a sickness. When gambling becomes a compulsion or an addiction, it becomes a sickness. A gambler doesn’t realize where or when he crossed the line. According to CNN Medical Correspondent, Steve Salvatore, addicted gamblers are just as sick as alcoholics. To play in a casino or to play the lottery is gambling. If a person buys one lottery ticket per week, that person is gambling, but wouldn’t be considered an addict. If that same person began increasing the amount of tickets purchased each week, there is an indication that an addiction is …

How I Helped a Client Overcome His Gambling Problem- Day One

I am a foreclosure defense attorney. As part of this process, I assist clients with their budget and financial affairs. One client has recently retained me and he is suffering from an on-line gambling addiction. It sent him personally into a spiral with his finances which resulted in him being in foreclosure. In addition to assisting him with his defenses in his foreclosure case, I wanted to help him overcome his gambling addiction. To start him with this process, I focused him to Gambler’s Anonymous and its 12 step program. I found the 12 steps on GA’s website.

By coming to me, he was already on to Step One of GA- “We admitted that we were powerless over gambling- that our lives had become unmanageable.” By simply coming to me, he admitted that he had a problem with finances and also with gambling. His life and finances were no longer manageable. Gambling was not the original cause of his financial problems, but they sure made them a lot worse. If he did not get his act together, he was facing foreclosure and divorce. In just coming to me, he was forced to admit that his primary problem was gambling. I was glad that he felt free to admit this to me. He had hit “rock bottom”; he was ready to stop digging a bigger hole for himself. He was ready to lift himself up. I was ready to help him more than he had planned.

In coming to me, he …